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You are the project manger for an automobile manufacturer in the United States and you only suppiier of some of the parts you need to create your deliverables must be ordered from a sole source in norway and ships parts using cargo that need to cross the bering sea. It is now winter time and the seas are extremely high in the bering sea, so you purchase insurance from your suppiier to ensure that you receive the parts on time, purchasing insurance is an example of which of the following?